SolutionsTenant insurance
Proof of tenant insurance,
read and checked against the lease.
Dardaris is an AI property manager for landlords. It asks each tenant for their insurance certificate and checks it against the lease. Anything doubtful waits for you.
BetaSwitched on in demo accounts only, not yet for every team.
Start free and your first step is one page: the home, who rents it and what they pay. 14 days free, no card needed.
Insurance, lease by lease
- In order 2
- Needs a look 1
- To send 0
- Expired 1
L. Whitaker
88 Maple Street, Apt 2A
In orderChecked against the leaseA. Delgado
88 Maple Street, Apt 3B
Needs a lookHeld for you to accept or send backM. Okafor
4 Cedar Avenue
In orderArrived today, checked against the leaseS. Lindqvist
12 Harbor Street, Unit 1F
ExpiredPast its end date
Four steps, and only the last one is yours
You ask once from the lease’s Insurance tab. The rest happens between the tenant and Dardaris.
- Step 1
You choose what the policy must cover
What the law requires, where we have researched it, is already ticked and stays.
- Step 2
The tenant gets a link
By email, in their own language, and on their portal if they have one. They photograph the pages or send the PDF. No account needed.
- Step 3
Dardaris reads it and checks it
Whose name is on it, whether it insures this home, that it is in force, and the cover you asked for.
- Step 4
You see what is missing
A certificate that passes every check is marked in order. Anything doubtful waits for you to accept or send back.
What it checks on every certificate
It reads the insurer, the policy number, the policyholders, the address, the dates and the cover. Then it checks them against the lease the certificate was sent for.
- The right document
- It is an insurance certificate, or proof the premium is paid where you asked for one, and it can be read.
- Whose name is on it
- A tenant on the lease is a policyholder. A small spelling difference or another word order still matches.
- This home
- The insured address is the address of the leased home.
- In force, and for long enough
- The policy runs today. One that ends within 30 days is still accepted, and you are told.
- The cover you asked for
- Every kind of cover you ticked, and on a US lease the least liability amount you set.
- Anything that looks off
- The same file or policy number on another lease, a PDF last saved in an editing tool, or parts that were hard to read. You see each one, the tenant never does.
One certificate, as it was checked
- The right documentPassed
- Whose name is on itPassed
- This homePassed
- In force, and for long enoughPassed
- The cover you asked forPassed
- Anything that looks offPassed
Marked in order without you
A sample, with fictional details.
Where we have researched the law, what it requires is ticked and cannot be dropped. Today that is Brussels, where a tenant must hold fire and water damage cover.
A check reads the certificate the tenant sent. It is not a guarantee of cover: only the insurer can confirm a policy. Dardaris sells no insurance and offers none to your tenant. It asks for the policy they already hold.
Where it stops
It never turns a certificate down on its own
Only you send a certificate back. Dardaris marks one in order when every check passes, and puts anything else in front of you with what it read and what held it back.
Waits for you, every time
- A certificate in someone else’s name
- A policy number already on another lease
- A certificate with no end date, until you give one
- A file it could not read with confidence
Everything it prepares comes with the reason behind it.
The guide explains what your own policy covers, what the tenant’s covers, and what to put in the lease. Read the landlord insurance guide
Questions about renters insurance for landlords
How do I make sure my tenant has renters insurance?
Require it in the lease, then ask for proof at move-in and every year after. In Dardaris you ask from the lease’s Insurance tab: the tenant gets a link, sends a photo or the PDF, and the certificate is checked against the lease.
Can I require specific coverage?
Yes. You tick what the policy must cover: fire, water damage, the tenant’s liability, personal liability or contents. On a US lease you can set a minimum liability amount, and on a Belgian lease you can also ask for proof the premium is paid.
What happens when a policy expires?
Once its end date passes, the lease shows the insurance as expired. You can ask the tenant for the new certificate from the same tab. Reminders before a certificate runs out are not sent yet.
Does the tenant need an account?
No. The link opens a page in their own language where they photograph the pages or send the PDF. It works for 30 days, and a tenant whose link has run out can ask for a new one, which is mailed to them.
Does Dardaris turn a certificate down on its own?
No. It marks a certificate in order only when every check passes. Anything else waits for you to accept it or send it back with a note, which the tenant reads on the page they already have.
Can I use it on my account today?
It is in beta and switched on in demo accounts, not yet for every team. Book a demo to see it on a portfolio like yours.
Start
Running by tomorrow morning
- 1
Add your homes. Each address sets the law it follows.
- 2
Connect the account the rent lands in. Payments match themselves.
- 3
Read tomorrow's briefing: what was done, and what needs you.
No need to move everything first. Cancel whenever, with a full export.
Hand over this part first.
Bring one building and watch it work through the free trial. Move the rest across only if the trial convinced you.
Nothing to move first · Nothing sent without your approval
The rest of the job